What should you review in a physician compensation offer?

Use this private checkup to turn a salary, productivity, locum, or partnership offer into a focused list of financial questions before you sign.

Reviewed and updated October 10, 2026

A quick offer screen for the terms that change the economics.

This tool does not score whether an offer is fair, calculate guaranteed take-home pay, or provide legal advice. It helps identify which written terms deserve a closer financial comparison.

Private by design

Your selections stay in this browser. No agreement, name, email, tax record, or account information is requested or transmitted.

Which offer is closest?

W-2 employed offer1099 or locum offerW-2 plus side workPartnership or ownership track

Which terms are in the offer?

Select everything that applies. Keep the agreement itself out of this tool.

Base salary or guaranteeProductivity or quality formulaCall, shift, or leadership payBenefits and professional costsContractor or locum costsBuy-in, distributions, or exit terms

What needs the clearest answer?

Expected cash and payment timingTax, entity, and retirement effectsDownside, repayment, or exit exposureComparing two offers or structures

Do not enter contract text, patient information, Social Security numbers, account numbers, tax returns, or other sensitive records.

Choose an offer type, at least two terms, and one review focus.

Your offer checklist

Questions to resolve

This checklist reflects only your selections. It is educational and does not conclude that an offer is fair, compliant, or appropriate.

Use the full financial review

Read the physician compensation and contract review→Test whether an S corporation fits 1099 income→

Keep the questions together.

Copy the non-sensitive checklist for your records or continue to a focused Physician Financial Second Opinion.

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Primary guidance behind the checkup

Offer analysis should be updated for the written agreement, applicable year, work arrangement, state rules, and complete physician facts.

AAFP: Negotiating physician contracts IRS: Independent contractor versus employee CMS: Physician Fee Schedule and RVUs

JHGroup CPAA Professional Corporation

Who We Help What We Review Decision Checkup Physician Guides About Physician Specialties info@jhgroupcpa.com Editorial Standards Privacy Terms

HeyDoctorCPA is a physician-focused advisory brand of JH Group CPA, A Professional Corporation.

Information is general and is not tax, legal, investment, or medical advice. Tax outcomes and planning recommendations depend on current law and each physician’s facts. An advisory relationship begins only through an executed engagement agreement.